"Republic Bank believes in the development and advancement of our associates. We offer the opportunity to learn all aspects of the company to prepare for future advancement. Come join our team for a career, not just a job!"
Grade 11
About Republic Bank
Republic Bank's values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for Innovate for the Future, Make it Easy, Provide Exceptional Service, Acknowledge & Celebrate Success, Commit to Caring and Thrive Together) The associates of Republic Bank are the key to our success as an organization and we value our associates. It's one of the reasons we've been named as one of the Best Places to Work in Kentucky for ten years! For more information about the company, please visit www.republicbank.com.
POSITION PURPOSE AND OBJECTIVES
This developmental officer role is designed for an individual with strong professional or business development experience who is building the banking, credit, sales, and relationship management capabilities necessary to become an effective Business Banking Officer. Through structured credit training, shadowing, coaching, mentorship, joint calling, and progressively independent assignments, this role will learn to identify client needs, connect clients with appropriate Bank solutions, support portfolio responsibilities, and contribute to the growth of the Republic core customer base. With guidance, this position will work to uncover and refer loan, deposit, and fee-based opportunities through activities inside and outside assigned Banking Center market areas. Production and development expectations are established at a lower level than those of a fully independent Business Banking Officer during the initial development period.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
MINIMUM QUALIFICATIONS
•
Eight (8) years of professional, business development, sales, client relationship, or related experience required.
•
Demonstrated ability to contribute to sales or growth within a prior organization required.
•
Demonstrated ability to build professional relationships and engage effectively with clients, prospects, and community contacts required.
•
Proficiency in Microsoft Office products and internet applications required.
•
Proficiency in Salesforce or another customer relationship management application preferred.
ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES
Description
% of Time Spent
•
Banking & Credit Development
40%
•
Business Development, Referrals, & Community Engagement
40%
•
Portfolio & Client Support
20%
INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED
•
Excellent verbal and written communication skills for effective interactions with clients, prospects, referral sources, and internal partners.
•
Self-motivated and able to work effectively in a team environment while demonstrating accountability for development goals.
•
High energy level, strong sense of urgency, and ability to manage and prioritize multiple responsibilities.
•
Ability to ask effective discovery questions, listen for client needs, and communicate appropriate next steps.
•
Ability to apply sound judgment, accept coaching, and continuously build banking, credit, and relationship management knowledge.
PHYSICAL REQUIREMENTS
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle, or feel; and talk or hear. The associate frequently is required to stand or walk. The associate is occasionally required to reach with hands and arms. The associate must occasionally lift and/or move 10 pounds. Specific vision abilities required by this position include close vision, and distance vision. The noise level in the work environment is usually moderate.
OTHER REQUIREMENTS
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.
Grade 11
About Republic Bank
Republic Bank's values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for Innovate for the Future, Make it Easy, Provide Exceptional Service, Acknowledge & Celebrate Success, Commit to Caring and Thrive Together) The associates of Republic Bank are the key to our success as an organization and we value our associates. It's one of the reasons we've been named as one of the Best Places to Work in Kentucky for ten years! For more information about the company, please visit www.republicbank.com.
POSITION PURPOSE AND OBJECTIVES
This developmental officer role is designed for an individual with strong professional or business development experience who is building the banking, credit, sales, and relationship management capabilities necessary to become an effective Business Banking Officer. Through structured credit training, shadowing, coaching, mentorship, joint calling, and progressively independent assignments, this role will learn to identify client needs, connect clients with appropriate Bank solutions, support portfolio responsibilities, and contribute to the growth of the Republic core customer base. With guidance, this position will work to uncover and refer loan, deposit, and fee-based opportunities through activities inside and outside assigned Banking Center market areas. Production and development expectations are established at a lower level than those of a fully independent Business Banking Officer during the initial development period.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
MINIMUM QUALIFICATIONS
•
Eight (8) years of professional, business development, sales, client relationship, or related experience required.
•
Demonstrated ability to contribute to sales or growth within a prior organization required.
•
Demonstrated ability to build professional relationships and engage effectively with clients, prospects, and community contacts required.
•
Proficiency in Microsoft Office products and internet applications required.
•
Proficiency in Salesforce or another customer relationship management application preferred.
ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES
Description
% of Time Spent
•
Banking & Credit Development
- Complete assigned training in credit fundamentals, financial statement spreading and analysis for new and existing clients / credits, loan structure, officer comments, core banking products, and internal credit decision processes.
- Learn consumer and commercial lending fundamentals, including term loans, lines of credit, Treasury Management, card products, and other solutions relevant to client needs.
- Shadow experienced bankers on client and prospect calls; observe best practices for discovery, presentation, follow-up, and relationship management.
- Meet regularly with the assigned manager and mentor to review progress, reinforce learning, and identify development priorities.
40%
•
Business Development, Referrals, & Community Engagement
- Conduct joint and progressively independent calling activity with businesses, centers of influence, referral sources, existing clients, and prospects in assigned market areas.
- Ask effective discovery questions, identify client needs, and source or refer appropriate personal and commercial lending, deposit, Treasury Management, Mortgage Lending, Commercial Lending, Bank at Work, card, and other cross-functional opportunities.
- Document calling activity, referrals, follow-up, and relationship information in the designated customer relationship management system.
- Follow up with internal partners and clients to support a coordinated experience and confirm appropriate completion of referred opportunities.
- Build a visible and sustained presence in the assigned market through appropriate civic, professional, community, leads-group, and business networking involvement.
40%
•
Portfolio & Client Support
- Support assigned renewals, annual reviews, client outreach, and other portfolio management activities under the guidance of an experienced banker.
- Monitor assigned follow-up items and assist with obtaining financial information and other documentation needed for credit or relationship review.
- Learn Republic Bank's credit culture and apply established parameters, procedures, and escalation expectations.
20%
- Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.
- Model and foster behaviors that support the Bank's values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
- Willingly perform all other duties and projects as assigned.
INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED
•
Excellent verbal and written communication skills for effective interactions with clients, prospects, referral sources, and internal partners.
•
Self-motivated and able to work effectively in a team environment while demonstrating accountability for development goals.
•
High energy level, strong sense of urgency, and ability to manage and prioritize multiple responsibilities.
•
Ability to ask effective discovery questions, listen for client needs, and communicate appropriate next steps.
•
Ability to apply sound judgment, accept coaching, and continuously build banking, credit, and relationship management knowledge.
PHYSICAL REQUIREMENTS
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle, or feel; and talk or hear. The associate frequently is required to stand or walk. The associate is occasionally required to reach with hands and arms. The associate must occasionally lift and/or move 10 pounds. Specific vision abilities required by this position include close vision, and distance vision. The noise level in the work environment is usually moderate.
OTHER REQUIREMENTS
- Travel between Republic Banking facilities may be required including occasional out of town travel.
- Flexible work schedule may include some evenings, weekends and/or overtime.
- Stay abreast of new developments, best practices, and statutory and regulatory changes.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.